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Top 10 Travel Reward Cards for 2021

Are travel reward cards only for frequent travelers?

Or

What do I have to do to get a travel reward card?

These are the questions that have crossed all our minds at some point. You are in the right place as this article will answer all of your questions.

The rise of social media platforms travel influencers, and the popularity of YouTube travel vloggers is an accomplice to the traveling craze. More and more people are discovering exotic places on the planet we call home, wondering how to snag free around-the-world holidays using free rewards.

However, travel freedom does not come with exclusivity for social […] Read more

Top 7 Best Reward Credit Cards

Many people ask the question, how reward credit cards are different from regular credit cards?

Credit cards are one of the most popular financial products available to consumers for many decades.

Some of the credit cards merely allow you to spend, and as a result, they charge you an interest rate. On the other hand, there are reward credit cards that offer incentives for every dollar you spend.

What is a Reward Credit Card

Reward credit card is not only about using them for shopping and paying an interest rate for using them. In fact, the more you use a reward credit card, the […] Read more

Credit Rating: A Beginner’s Guide and 7 Ways to Build Your Credit Score

Do you have a poor to average credit score and want to learn about how to improve it?

Or

Are you generally trying to understand what credit rating is and how it works?

In both cases, you are in the place, as this article will explain the entire credit rating system in detail and what you must do to build your credit score.

Credit rating refers to a law passed by FCRA back in 1970 to give consumers right about their credit report. The consumers could view as well as dispute errors in their credit reports and learn from their mistakes to improve their […] Read more

Grocery Shopping on a Budget: Saving Money When Shopping for Food

Shopping for groceries when you’re on a tight budget can be intimidating. But the truth is that many people spend way more than they should on food — or more than they need to. It is possible to buy groceries while pinching pennies. It just takes a bit of preparation and practice. But with enough of both, you’ll be an expert at feeding your family on a dime.

How Much of Your Monthly Income Should You Spend On Groceries?

When you’re wondering how to budget groceries, the first thing you need to know is how much, ideally, you should be spending. Grocery […] Read more

Best Budgeting Tools to Take Control of Your Finances

Many people know that budgeting your finances can be hard. Balancing your income, necessities, and financial goals can lead to stress and anxiety about the future.

Luckily, there are many budgeting apps and tools to help you organize your expenses and save money. Many of these apps are very easy to use and offer unique features that make creating and managing a budget easier than ever.

This article will go over the best budgeting tools that you can add to your daily routine. You’ll find that taking control of your finances is much easier than you might think.

Best Budget App: You Need […] Read more

20 Tips to Save Money

Are topics such as saving money your pain points? Do you feel guilty of not being able to save at all? Maybe you always start with a new resolution to save money, but something always pops up.

If the answer to any or all of the above scenarios is a “YES,” you are in the right place. This article will give you twenty easy tips on how you can shuffle things around in your current lifestyle and start saving every month.

It has happened to too many of us that we had good intentions to start putting some money on the side […] Read more

7 Uses for a Personal Loan

A personal loan defines a fixed amount of funds you borrow from a lender. This loan comes with a fixed rate, and you can repay it over a fixed period. You can get a personal loan that is either unsecured or secured. Here are some differences between the two.

Types of Personal Loan
Unsecured Personal Loans

An unsecured personal loan means you do not need collateral as eligibility criteria. However, due to this very reason, lenders heavily weigh other eligibility factors such as your income credit score, outstanding debts.

Having a bad credit score can make it outright expensive or difficult for you to […] Read more

Cost of Cooking at Home vs. Eating Out

Food is a major expense in American households and eating habits can make a huge impact to your finances if you’re not careful. The Bureau of Labor and Statistics reports that a family with four members could easily spend between $568 to $1,293 each month. Unfortunately, 25% of these purchases go to waste.

With food taking a major cut in your budget, it is important to carefully assess your eating habits and make adjustments in line with your financial goals.

Is cooking your meals or eating out cheaper?

There’s a never-ending debate about the cost of cooking your own meals versus eating out […] Read more