How to Stop Living Paycheck to Paycheck

Wouldn’t it be great to never worry about money at all? Unfortunately, this is not real or true for many of us. According to a 2015 survey conducted by the American Psychological Association, money is the top stressor among Americans and has always been since 2007 when the study was first conducted.

But that’s not all. According to a recent survey conducted among America’s financially well-off (those who a net worth of $1 million) and above, they feel that they still need to strive and stay on the treadmill despite their good fortune. The constant hustle is fueled by the desire […] Read more

How to Weatherproof Your Home

Each season brings us different household issues to deal with. When it’s rainy or incredibly cold, your basement could get flooded. During the hot or humid weather, the AC needs to work double time to keep your interiors cool. But many homeowners miss the fact that they need to adequately weatherproof their homes to avoid such awful conditions, which in the long run, could cause more complicated and expensive consequences.

In the same way, when a house is exposed and left unprotected against the ravages of severe weather, it can get flooded which can weaken the structural foundation of the building […] Read more

The Complete Spring Cleaning Guide

Spring cleaning is an old-age tradition. For the past centuries, families would huddle in the confines of their homes as winter rages outside. It’s warm and comfortable inside the house, but humans also had to interact with several things that made the abode dirty. The interiors are lighted by oil lamps that created soot while smoke clung to the walls that discolored them. Without much air, the residents also lived alongside dust, dirt and grime most of the season.

When winter ends and the warm and dry season starts, members of the household would grab their brooms and take out their […] Read more

12 DIY Projects That Boost The Value of Your Home

Several years ago, you were in the market for a new home and fell in love with this one you’re living in now. But the time has come to move on and you’ve decided that this home is not going to be your place of residence for the next years of your life. Selling the house is making more and more sense to you.

But over the years that you’ve lived here, you’ve spent thousands of dollars updating its look and filling it with beautiful things. Some areas have taken quite a beating though, like those worn out hardwood floors and […] Read more

11 Tips to Maximize Your Car’s Resale Value

Most assets appreciate in value over time, but cars are the only one that drops in value the moment you take it off the lot. Most people believe that fueling your vehicle is the biggest expense to owning a car, but the truth is, it is depreciation. The rate of depreciation varies between makes and models but a car typically loses at least 30% of its value on the first three years of ownership and then drops to 50% of depreciation after the car hits its 3 year mark.

Unfortunately, you can’t avoid it. It’s an inevitability all car owners have […] Read more

The Best Time of Year to Buy Anything

Time Your Purchases to Save More Money

Spending is an inevitable part of the modern life. We spend for basic needs like food, shelter, and health care, but we also have a bunch of unnecessary expenses from the latest tech, fancy clothing, and home electronics.

The truth is that prices fluctuate through the entire year based on supply and demand. Sales cycles may help you figure out when prices start to drop or go up, but there are also specific points on the calendar when you’d be able to rake in even better deals.

We can stop second-guessing when is the best time […] Read more

Best Gifts For Under $100

With the holidays fast approaching, you’re probably making a list and checking it twice. The holiday season is synonymous with gift giving, and hopefully receiving too! In many cultures, gift-giving is an ingrained custom during the holidays. This sweet gesture has remained up until this day, and is sure to spark the feelings of love and appreciation towards one another.

But what should you buy for gifts?

Sure, there are no hard and fast rules when it comes to gift-giving, but there are also some things you need to keep in mind. How much is your budget and how close are you […] Read more

Decorating Tips for the Holidays

It’s that time of the year once again when our homes take on a shiny and glimmering character! As soon as Halloween is over, many of us start planning what our home would look like this holiday season. Maybe go for the traditional red and green? Perhaps, you want to make it look crisp and clean with white and gold? How about following a theme: candy cane, elves or golden balls everywhere?

The mere prospect of transforming our homes and getting ready for the holidays is fascinating and overwhelming at the same time. It’s a fun way to dress up our […] Read more

11 Tips to Help You Prepare for the Holidays

In between parties, gift shopping, and planning your meals, the holidays are the busiest time of the year. The kids get to play outside in the cold. Dads are busy putting up lights and setting up thee tree. Moms might spend more time in the kitchen, whipping up delicious gingerbread cookies, brewing hot chocolate, and preparing the family’s holiday favorites. Certainly, these are events that most families don’t get to do on a daily basis. But the holidays, well, they’re an exception.

You can make the holidays as easy and breezy as possible with some careful and advanced planning. There are […] Read more

How to Give Yourself a Raise This Year

In a world where we need an income to survive, it is only essential and right to protect our job or business to keep our earnings rolling in. You want to take control of your income in such a way that it becomes adequate, if not more than enough, to cover and sustain your living expenses.

Many of us derive our income out of our jobs and profession. Working some hours each day means you have compensation to expect on your pay schedule. It would be great if your paycheck can put food on the table, pay the bills and afford […] Read more