Buying a home is going to be one of the biggest purchases that most people will ever make. Most mortgages are for 15 or even 30 years and you’re financing hundreds of thousands of dollars over that time frame. You want to learn everything you possibly can to not only make yourself look like a great candidate to lenders, but also so you can save as much money as possible. Spend some time reading up on everything you need to know about home mortgages and catch the home loan tips at the end that can save you tens of thousands […] Read more
Life happens. In the blink of an eye, your paycheck yesterday could be spent towards a medical emergency tomorrow. It’s prudent to say that we should always anticipate the unexpected, but without concrete actions and actual preparations, you’ll always be caught off-guard.
You plan for most things in life. You prepared to ace the interview for the job you have right now. You’ve planned your wedding to the littlest detail. You even made a checklist for that vacation you’ve been so excited about. But what about the emergencies like a trip to the ER, an urgent dental procedure or home repair? […] Read more
We all go through the monthly ritual of paying our bills. Whether it’s food and grocery expenses, to essential utilities like water, energy and internet, it’s nearly impossible to survive the modern lifestyle without having to availing, and ultimately, paying for these expenses.
Still, bills can be crippling and eat a good portion of your income. You may not know it, but you’re probably paying more bills than you should. Fortunately, you don’t have to live with this situation forever. You can bring down monthly bills by several hundred dollars, thereby giving you the much needed breathing room in your budget. […] Read more