St Joseph Personal Loans

Get Money Fast!   Apply Online,  Call (816) 627-5351,  or Visit the St. Joseph Location Today!

Submit your loan application online or give the St Joseph King of Kash location a call today at (816) 627-5351.

Fast Approval!

Your personal loan application will be reviewed FAST – typically within just a few minutes! Apply Now

Get Your Cash Today

Once your loan has been approved, you can pick up your cash or have it deposited into your account same-day!

Who is King of Kash?

Saint Joseph Personal Loans

Founded and established in 1978, King of Kash has been serving Missouri by offering personal loans to borrowers who need a quick financial relief without the traditional credit check and messy application process. King of Kash aims at providing borrowers with better and less risky financing options from the conventional title and payday loan companies that just get customers into a vicious debt cycle.

Almost four decades later since King of Kash was built, it has now served more customers than payday loan companies, banks and credit unions have in Missouri. With the recommendations of loyal customers, King of Kash is set to continue providing lending services throughout the St Joseph area. To see why King of Kash has stood out from the rest of the companies and institutions in the local lending industry, give the nearest store a visit now.

Do I need good credit for King of Kash’s St Joseph personal loans?

No, you do not have to have the perfect credit score to qualify for a King of Kash personal loan. Along with your proof of income, employment and citizenship, King of Kash will process your loan application quickly and you can get approved within just a few minutes.

No matter who you are and where you are financially in your life right now, as long as you file an application and you meet the requirements for qualified borrowers, King of Kash will certainly take your application into account.

King of Kash may still take credit score into consideration and require you to provide additional documents for qualification, but your loan can still be one of the 77% of the total loan approval that the company grants.

How can I get a personal loan from King of Kash?

Getting a personal loan from King of Kash is easy. Simply provide the following documents and requirements and your application is set for processing:

  • Your current proof of employment or fixed income (pay stub, award letter, etc.) to prove that you are employed and have the capacity to repay the loan.
  • If employed, it must be permanent with a minimum of 36 hours/week.
  • You must have an open and active checking or savings account (for a minimum of 30 days).
  • Debit or Credit Card in your name with a Visa or MasterCard logo.
  • Verifiable home or cell phone. We may need to call you to discuss the details of your application and the terms of your loan.
  • You must be at least 18 years old.
  • U.S. citizen
  • Verifiable Social Security number
  • Valid photo I.D.

Frequently Asked Questions About Our Personal Loans

How long does the application process take?

King of Kash will process your application quickly so you can get approved in a matter of minutes. We will have your money ready very soon after.

How much can I borrow from King of Kash?

You may qualify to borrow up to $3,000 but keep in mind that King of Kash will take your income and payment history into consideration. You can borrow as much as $800 for your first loan.

Do I need collateral to get an installment loan?

King of Kash does not require you present collateral of any form to qualify for our personal loans.

Can I pay my installment loan off early?

Yes. If you have the money and wish to pay off the loan earlier than the set schedule, then that would be better and you’ll certainly not get any penalties.

How can I make my monthly installment loan payments?

Since King of Kash is the Easy Loan Store™, we’ve made loan payments as easy and as convenient as we can for our borrowers. You can pay via your debit or credit card, or have it automatically deducted from your bank account. You can also visit the store to personally give your payments and even do it via money order. Simply select a payment method that is most convenient for you and we will be happy to accommodate.

 Can I pick up my personal loan same-day?

In most cases, yes. Provided that you’re approved, you’re able to pick up your cash at the nearest King of Kash location within a few hours and we’re also able to deposit your loan straight into your bank account via bank wire or ACH transfer. Bank wires typically clear same day, but ACH transfers can take up to 24-48 hours to clear depending on your bank.

or CALL (816) 627-5351

Visit our St. Joseph Location!

St. Joseph

2308 N Belt Hwy

St Joseph, MO 64506

(816) 627-5351

Disclaimer: Content found on, including: text, images, audio, or other media formats were created for informational purposes only. The Content is not intended to be a substitute for professional financial advice. Always seek the advice of a professional accountant, CPA, or financial planner with any questions you may have regarding your finances. Never disregard professional advice or delay in seeking it because of something you read on this blog.