Once your loan has been approved, you can pick up your cash or have it deposited into your account same-day!
Life is not always predictable. Despite how carefully you plan for it, curve balls will still get thrown your way. And if you’re caught unprepared, you might need a little help to get back on your feet once again.
It can be something as simple as unexpected car repair or as complicated as an emergency medical procedure. In moments like this, having King of Kash to depend on will take a lot of weight off of your shoulders.
We all need money for a variety of reasons and King of Kash is here to provide you with a solution that you can grasp very easily. Without collateral, traditional credit checks and complicated application process, King of Kash can provide you as much as $3,000 which you can claim almost instantly at the nearest location or have it deposited into your bank account so you don’t need to leave your home!
Apply online or swing by the Jennings King of Kash store to see if you qualify for one of our personal loans.
King of Kash’s personal loans are very versatile loans; you can put them into whatever use you deem worthy or necessary. King of Kash will not hinder you from using the loan in any way you want to, so feel free to use the funds as you deem fit.
Many people have the misconception that personal, title and payday loans are the same. However, this could not be more wrong. These are three different types of loans that can appeal to a wide variety of borrowers and their terms, conditions and payment structures differ from one another.
Personal loans are unsecured loans. These loans do not require collateral in order for you to qualify. Furthermore, personal loans do not require traditional credit check. Hence, you can have less than appealing credit score and still qualify for the loan.
Personal loans take little time to apply for and when you are qualified, you can get the funds almost instantly. It is also less risky because the loan is divided into easy and manageable installments, therefore less likely to lure you deeper into debts. You can even use a personal loan to help eliminate your debts as well.
The main downside to personal loans is the fact that almost all of its terms is fixed. A lender can only lend you a fixed amount which you should pay in a fixed payment schedule. Once you agree to the loan, the interest rate is fixed all throughout the payment period.
Title loans are secured loans, meaning you have to provide collateral in order to qualify. Most title loans require a vehicle in your name that you fully own. This loan is more ideal if you aim to borrow a bigger amount of money. The lender will evaluate the amount of loan based on the value of your vehicle, rather than on your credit standing. Therefore, you can still qualify for a title loan even if you have bad credit. Title loans are also very accessible and easy to apply for. You can get the funds the same day you applied if you are qualified.
Title loans tend to be risky because the lender has the right to seize your vehicle if you default on your loan. The lender can only give you a fixed amount of the loan. Most of the time, vehicles that have been put up as collateral for title loans tend to degrade in value so that may be disadvantageous if you need to sell the vehicle in the future.
Payday loans can help you make ends meet especially if you only have a few days before you receive your next paycheck. Much like title and personal loans, payday loans are also very quick to process and you can get your funds that same day. It is also quicker to pay off because you are required to pay in full by the next pay schedule.
Payday loans for bad credit are easily one of the most expensive loans because they charge high APR. Payday loans can only provide you with smaller loan amounts. These loans are also payable in your next paycheck, so that can have quite a dent in your salary. Some lenders also charge overdraft fees and hidden fees that further make payday loans even more costly.