Title Loans are Predatory: Avoid Them at All Cost

Title Loans are Predatory: Avoid Them at All Cost

Title loans are short term, high interest emergency loans that are easy to qualify for because of their loose loan application requirements. All you need is a government issued ID and a title for a paid off vehicle. That’s it. Your credit score doesn’t matter, your income doesn’t matter, even your debt-to-income ratio is utterly irrelevant to title loan providers. Their business model is, quite literally, designed to squeeze desperate borrowers for as much money as they possible can and if they can’t cover the loan, they take their vehicle.

We can’t say why title loans are legal to begin with, […] Read more

The Best Car Insurance Companies to Protect Your Car

The Best Car Insurance Companies to Protect Your Car

You’ve probably dreamed of getting your own car when you turn into a self-sufficient adult. Having a vehicle provides so many perks, but what many people also tend to overlook that it also comes with a lot of responsibilities. One of which is to make sure that you’re financially capable for any event that can happen when you’re driving the car.

So, when you think of getting a car, you must also think of getting car insurance. You shouldn’t get one without the other. Since accidents happen even to the best and most careful of drivers, the consequences can result in […] Read more