How to Finance a Small Business

How to Finance a Small Business

So, you have a good idea for a new business, you’ve curated a business plan to its smallest details, and you have the mindset to succeed. The only problem now is where to get the funds to get started.

According to Small Business Trends, 82% of new entrepreneurs acquire startup business financing from their savings through loans from family and friends. Unfortunately, many mainstream lenders aren’t very keen on lending thousands of dollars in capital for a startup business. For them, it’s a huge risk to take because startup businesses haven’t proven anything yet.

Whether you like it or not, any new […] Read more

8 Tips For Starting an Emergency Fund

8 Tips For Starting an Emergency Fund

What would you do if you suddenly lost your job today, or have fallen ill for a couple of weeks and you’re not able to go to work? What if you find out that you urgently need to repair the leaking pipes in your basement or replace a portion of your roof after a storm?

The truth is this: we will all encounter an urgent, unexpected expense at one point or another. No matter how prepared we feel, life will always surprise us in unexpected ways.

But another sad truth: Americans don’t have enough money set aside for emergencies.

According to a survey […] Read more