Sullivan Personal Loans

Sullivan Personal Loans from King of Kash

Bad Credit? Zero Credit? No Problem!

While it is ideal to have good credit for a variety of reasons, King of Kash understands that having bad credit does not define you as a person. If you have bad credit and direly needs money, you can still apply at King of Kash and qualify.

• FACT: King of Kash has a high rate of approval. In our effort to help customers deal with their financial struggles, King of Kash has approved a total of 77% of all applications, including people with bad credit.
• However, your loan will be subjected to additional requirements deemed by our staff. But still, you can qualify for King of Kash personal loans.

How do I get my Cash?

For your convenience, we’ve streamlined our online loan application process so you’ll know if you’ve been approved in a matter of minutes! After you’ve been approved, you can claim your loan a number of ways:

• Stop by the nearest King of Kash location
• Have the money deposited directly into your account
• Receive the money the next day via ACH
• In most cases, bank wires are released the same day, Monday – Friday

What type of loan is best for you?

Personal loans, title loans and payday loans are often believed to be the same loans, but they have very huge differences from one another. Check out their pros and cons and see why the King of Kash personal loans is the best choice.

Personal Loan Pros

• No traditional credit check: Never let bad credit get in the way of your financing again. You can have bad credit but still be able to get a loan.
• Lightning Quick Approval: We will process your application as soon as you press the submit button.
• Get Your Cash in Hours, Not Days: Once approved, your cash will be available for claiming in just a few hours, not days. Use it immediately especially if it’s emergency.
• Lower Risk / Risk-Free: Since personal loans are easy and affordable to pay, you have lower risks of getting into further financial woes.
• Manageable Installment Payments: You don’t have to pay heavily in bulk since the payment schedule has been properly divided into a 12-month period.
• No collateral required: No need to show us a title to your property or vehicle. We will process your loan even without collateral.

Personal Loan Cons

• Fixed amounts for loans: You will get the indicated amount based on your income and credit standing.
• Fixed interest rate: You will pay with a pre-determined interest rate all throughout the payment period.
• Fixed payment period: You need to follow a fixed payment schedule and may incur charges if you miss payments.

Title Loan Pros

• Use your car as collateral rather than your credit score: You can borrow a title loan even with bad credit as long as your car qualifies as collateral.
• Quick approval process: You will receive confirmation of your approval in matter of minutes.
• Get money same day: No need to wait for very long since the loaned money is available within the same day you applied for it.
• Get a large sum of money: You can borrow a bigger amount than what most personal and payday loans can offer.

Title Loan Cons

• Lose Your Car if You Default: You risk losing your vehicle to your lender if you default on your loan, therefore setting you up with more financial stress if not careful with payments.
• Fixed amount rather than full value: The lender will determine the amount of loan that you can borrow, rather than base it on the full value of your vehicle.
• Can undervalue your car: Submitting your vehicle as collateral can degrade its value and it may sell for a cheaper price.

Payday Loan Pros

• Get money quickly: Most payday loans are processed within minutes of submission and you can get the money within the day of your application.
• Easy approval process: Payday loans have very minimal requirements and straightforward application process.
• Can pay it off quickly: Simply pay the full value of the loan plus interest on the next payday and you’re done.

Payday Loan Cons

• Loans are for small amounts: These loans may not suffice for big-ticket expenses.
• Loan is to be paid in full by next payday: You may get a smaller paycheck once the loan has been deducted from your salary.
• Have to give lenders access to your bank account: The lender may access your bank account to be able to withdraw the payment when your salary comes in.
• Risk overdraft fees: You will be required to issue a post-dated check and if the funds are not available by that time, you will have to pay overdraft fees as well.
• Hidden finance charge: You may need to pay lender’s fee and other charges, making the loan even more expensive.
• High APR: Payday loans have very high interest charges than what you will find in other types of loan.

Refer a Friend to King of Kash & Get Cash in Hand!

King of Kash has had tremendous success in serving the people of Missouri and we believe in giving it back. Refer King of Kash to your friends, family and other people you know who are having financial difficulty and may benefit from our personal loans.

King of Kash Believes in Rewarding Your Loyalty

You and your referral will be awarded $20 for helping us expand our reach and network. To make sure that your referrals are properly accounted for, simply use the Refer a Friend form. We appreciate you as our loyal customers and believe that your effort in making King of Kash as established and successful as it is today should be rewarded. Refer a friend now!

or CALL (573) 708-6300

Other King of Kash Locations Near Sullivan, MO

Ballwin

14926 Manchester Rd.
Ballwin, MO 63011
(636) 543-7254 Map

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