Raytown Personal Loans

The King of Kash Difference Over Other Money Lenders

To help you through navigate your financing options, here are the types of money lenders in Raytown and why King of Kash is different and the best option you have.

Title Loans

Instead of the traditional credit check that takes into consideration your credit history, title loans require that you present your vehicle (with lien free title and it is your own) as collateral.

The amount you get for a title loan will be based on the vehicle’s value, your income and your indicated loan amount. However, many title loan lenders do have their own limit when it comes to the maximum principal amount.

If approved for a title loan, you may get the borrowed money the same day and still be able to take home your car. However, if you will risk your vehicle of being seized by the lending company if you default on your loan.

Payday Loans

Also called cash advances and/or check loans, payday loans allow you to borrow smaller amounts of money which are charged with higher interest rates which should be paid in full by your next pay schedule.

Most lenders will charge you between $10-30 for every $100 that you borrow, thereby making it more expensive. On top of that, you may also need to pay a lender’s fee and issue a post-dated check for the loan repayment.

If you fail to pay the loan in full and on time, the check may bounce and you will need to pay overdraft fees as well, along with the amount of the payday loan.

The King of Kash Difference

Unlike other loan types which are either expensive or too complicated, King of Kash offers borrowers with a painless and systematic application process which can be done in a few minutes.

When approved, you can pick up the money within a few hours. What makes it better is that King of Kash does not perform traditional credit check so you can most likely borrow and become one of the 77% statistics who get approved for a loan.

It also does need collateral and is broken down into very manageable and affordable payment installments. King of Kash will not surprise you with hidden charges that make many loans more expensive. King of Kash is the Easy Loan Store™ for very good reasons.

What Type of Loans Does King of Kash Offer?

At King of Kash, qualified borrowers can avail of our affordable personal loans. These loans are:

• Broken down into easy installment payments for a 12-month period so you can hardly feel the pinch of providing a full payment.
• Are less risky since they are fixed interests and are offered with the most affordable rates.
• Will not put your collateral at risk. These are unsecured personal loans so you are not required to provided collateral to qualify for it.
• Te better and affordable alternative to the riskier title and payday loans.

King of Kash Personal Loan FAQ

How long does the application process take?

King of Kash will process your application quickly so you can get approved in a matter of minutes. We will have your money ready very soon after.

How much can I borrow for my signature loan?

You may qualify to borrow up to $3,000 but keep in mind that King of Kash will take your income and payment history into consideration. You can borrow as much as $800 for your first loan.

Do I need collateral to get an installment loan?

King of Kash does not require you present collateral of any form to qualify for our personal loans.

Where can I pick up my loan?

You can claim your personal loan at the nearest King of Kash location or you can have the money deposited straight into your bank account by filling out the online form or speaking to one of our loan specialists.

Can I pay my personal loan off early?

Yes. If you have the money and wish to pay off the loan earlier than the set schedule, then that would be better and you’ll certainly not get any penalties.

How can I make payments on my loan?

Since King of Kash is the Easy Loan Store™, we’ve made loan payments as easy and as convenient as we can for our borrowers. You can pay via your debit or credit card, or have it automatically deducted from your bank account. You can also visit the Raytown location to personally give your payments and even do it via money order. Simply select a payment method that is most convenient for you and we will be happy to accommodate.

or CALL (800) 892-3006