Grandview Personal Signature Loans

Why Borrow from King of Kash?

Life doesn’t always go as planned. Sometimes, we are caught off guard by its twists and turns that we find ourselves in a financial pit. If you need help getting out, you can always turn to King of Kash personal loans.

But why choose King of Kash?

You may have several options in sourcing out personal loans, but King of Kash is one of those who offer convenient, fast and affordable personal loans that you can really depend on.

• King of Kash will respect your loan application with dignity. We believe that you are at a point when you feel lost and don’t know what to do. Your car may have broken down or an unexpected medical expense suddenly sprouts up. No matter the reason why you came to King of Kash, we will assure you that your application will be treated with dignity.
• King of Kash offers convenient and fast loan approval. Whether you opt to go through with your loan application over the phone or online, King of Kash will immediately process your information so you don’t have to wait for much longer.
• You can borrow up to $3,000 without collateral and credit check. To further make things easier for you, King of Kash provides unsecured personal loans so you no longer have to present collateral in order to qualify for a loan. Furthermore, we will go over your loan application even without the most stellar credit rating.
• Fast approval. When you qualify for King of Kash personal loans, you can easily claim the money by visiting the nearest store in Grandview, MO or have it deposited into your bank account without you ever having to leave your home!

King of Kash Refer-a-Friend Program

Help another person in need by referring them to King of Kash now! You and your friend can get $20 as reward if he qualifies for the first loan and for supporting the company. Simply use the Refer a Friend form to ensure that you will aptly be credited for your referral. This is King of Kash’s way of expressing gratitude for your loyalty and support for the company.

Personal Loan vs. Title Loan vs. Payday Loan

A lot of people may equate personal loans, title loans, and payday loans are one and the same, but they do have their marked differences. Check out their pros and cons and see how King of Kash is different.

Personal Signature Loan Pros

• No traditional Credit Check: King of Kash will not pry into your credit history to see if you are eligible for a loan or not.
• Lightning Quick Approval: Process your loan online and get approved within minutes.
• Get Your Cash in Hours, Not Days: No more agonizing waiting period especially if you need the money right away.
• Lower Risk: The personal signature loans at King of Kash have been designed for easy repayment so you don’t fall into a vicious debt cycle.
• Manageable Installment Payments: Discuss your preferred installment schedule with us so you can conveniently pay in easy installments.
• No Collateral Required: You don’t have to risk any valuable asset to get a personal loan.

Personal Loan Cons

• Fixed Amounts for Loans: You will get an allowable loan amount based on your income and credit history.
• Fixed Interest Rate: You will have to pay the interest rate based on what’s stipulated on the contract.
• Fixed Payment Period: You will have to follow the payment schedule based on the contract.

Title Loan Pros

• No Credit Check: Since you’re using your car as collateral rather than your credit score, you can take a title loan even with bad credit as long as you can show the ownership documents for your car.
• Quick Approval Process: Title loans are also available online and are fairly quick to process loan applications.
• Get a Large Sum of Money: With collateral (your car), you can borrow a higher amount with title loans.

Title Loan Cons

• Lose Your Car if You Default: You risk losing your car to the lending company if you fail to repay your loan.
• LOSE YOUR CAR IF YOU DEFAULT: Can’t stress that enough.
• You Can Only Borrow a Fixed Amount Rather Than Full Value: You can borrow the amount set by your lender rather than based on your car’s value.
• The Loan Can Undervalue Your Car: Serving your car as collateral for a title day loan can cause your car to degrade in value.

Payday Loan Pros

• Get Money Quickly: Payday loans are also available online and can provide you with a quick money fix.
• Easy Approval Process: Payday loans are also fairly quick to process applications.
• Can Pay it Off Quickly: Simply pay it on your next payday schedule.

Payday Loan Cons

• Loans are for Small Amounts: Without collateral, you can expect payday loans to be smaller than personal and title loans.
• The Loan Must be Paid in Full by Next Payday: Payday loans are not structured as installment loans so you need to have the repayment ready on your next payday.
• You Have to Give Lenders Access to Your Bank Account: The loan payment will be charged and deducted on your bank account where your paycheck comes in. This may jeopardize the safety and security of your account.
• High Risk of Overdraft Fees: You are at risk of higher charges and rates that when you borrow money more than your salary, you face higher overdraft fees.
• Hidden Finance Charges: Some payday loans have sneaky ways of milking you with higher payments due to hidden charges.
• High APR: Payday loans become more expensive in computation because they are higher in APR than other loan types.

Our Grandview location is closed, but you can still apply for a personal loan online.

or CALL 800-892-3006