Florissant Personal Loans

Get Money Fast!   Apply Online,  Call (314) 656-4647,  or Visit the Florissant Location Today!

Submit your loan application online or give the Florissant King of Kash location a call today at (314) 656-4647.

Fast Approval!

Your personal loan application will be reviewed FAST – typically within just a few minutes! Apply Now

Get Your Cash Today

Once your loan has been approved, you can pick up your cash or have it deposited into your account same-day!

Installment Loans in Florissant, MO

Florissant Personal Signature LoansLooking for a quick loan in Florissant? Do you have a financial emergency that you need to get handled ASAP? Worried that your bad credit might get in the prevent that?

We’re here to help. King of Kash has been providing affordable personal loans to Florissant residents for over 40 years and has funded more loans than all banks, credit unions, and private lenders in Missouri have combined.

The reason for that is that we want to you get through this rough patch and we don’t think that a few financial mistakes in the past should make your life any harder than it already is. Learn more about our lending services in Florissant to see how we can help you get back on solid ground.

What Type of Loans are Available to Me in Florissant?

Before you start signing any paperwork, you need to know what sort of loans are available to you so you get the one that’s right for you.

  • Title loans: This type of loan requires that you put the title of a lien-free vehicle up as collateral to qualify. The amount you’ll be approved for depends on the value of your car, you income, and your credit rating. The average interest rate for a title loan is roughly 25% which is incredibly expensive and if you happen to default on your loan, you can lose your vehicle as well.
  • Payday loans: These loans are typically low dollar loans lent over short time frames (less than 2 weeks). To qualify for these loans, most borrowers will only need to sign over a post dated check or schedule a debit for the total amount of the loan (including fees). While cash advances are easy to get, they have ridiculously high interest rates in the 300%+ range due to their fee structure.
  • Personal loans: This type of loan is as accessible as the previous two since your credit-worthiness is based off your ability to repay the loan, not your credit score or what collateral you’re able to put up. Personal loans are also easier to pay back since the loan is divided into equal monthly payments and spread out over the course of a year or more. Interest rates are significantly lower and start as low as ~8%.

King of Kash specializes in personal installment loans with an affordable, fixed payment plan so you can get the money you need without the high risk associated with other types of loans.

Personal loans are loans based off of the borrower’s ability to repay the loaned amount and the approval process takes your income and credit history into account, which is why we’re able to whittle down the approval process to minutes, not hours or days!

Personal loans are a much safer alternative to title or payday loans since you’re able to pay off the loan over a longer period and you aren’t risking your vehicle.

Stop by our Florissant location today and let us help you get the money you need.

What Can I Use My Loan For?

Some private lenders will require that their loan be used for a specific purpose. They’ll even go as far as to print the check themselves with the payee and amount pre-filled in so it can’t be used anywhere else.

At King of Kash, it’s your money. You can use it wherever and however you want.

Uses for Your Loan

  • Going on vacation
  • Planning your anniversary
  • Paying off school loans
  • Fixing your car
  • Covering a medical expense
  • Floating a house payment
  • Paying your utilities
  • Getting groceries
  • and more…

Frequently Asked Questions

How long does the application process take?

We’ve refined the King of Kash loan process so tightly in Florissant that approval can happen in as little as just a few minutes AND you can have your funds right after you’re approved!

How much can I borrow from King of Kash?

Based on your payment history, you can be approved for up to $3,000 from a King of Kash store. However, most of our loans are for under $1,000, and your first loan can be up to $800.

Do I need collateral to get an installment loan?

No, you don’t have to part with or put anything up as collateral for one of our personal installments loans.

Can I pay my installment loan off early?

Absolutely! There are no penalties or minimum required months before your loan can be paid off.

How can I make my monthly installment loan payments?

We want the loan process to be easy for Florissant residents, so payments can be made using a debit or credit card in person or on the phone, via money order at any of our store locations, or we can even set up automatic deductions from your bank account so you don’t have to worry about making your payments.

How do I pick up my cash after I’ve been approved?

We want to make this process as easy as possible for you so we have many ways for you to get your money when you need it. You can swing by the nearest King of Kash location to pick up your check or have it deposited straight into your account by way of bank wire or ACH transfer. Most bank wires clear same day and ACH transfer clear next day on business days (Monday – Friday).

King of Kash is the Easy Loan Store™ for a reason!

or CALL (314) 656-4647

Visit our Florissant Location!

Florissant

23 Florissant Oaks Shopping Center

Florissant, MO 63031

(314) 656-4647

Disclaimer: Content found on KingofKash.com, including: text, images, audio, or other media formats were created for informational purposes only. The Content is not intended to be a substitute for professional financial advice. Always seek the advice of a professional accountant, CPA, or financial planner with any questions you may have regarding your finances. Never disregard professional advice or delay in seeking it because of something you read on this blog.