Overland Park

Overland Park Online Personal Loans

King of Kash is proud to offer our industry leading lending services to customers in Overland Park, KS. For the last 30 years, we’ve been providing affordable personal loans and installment loans helping thousands of borrowers get the money they need when they need it. You can get your money in a matter of hours not days with King of Kash. Apply online to see if you qualify or call 800-892-3006 to speak with one of our loan experts!

Types of Loans You Can Qualify For

At King of Kash, we understand that there’s no one size fits all loan since everyone’s borrowing needs and financial history is different. This is why we offer a wide array of premier lending services so our borrowers get the loan that’s right for them, not us.

Personal Loans

Personal loans are unsecured loans that don’t require collateral or a traditional credit check for borrowers to qualify. The primary criteria for approval on personal loans has less to do with your financial history and more to do with whether or not you can pay off the loan. These loans are typically for small dollar amounts paid over the course of one year averaging around $1,000, but can range up to $3,000. Our Overland Park personal loans are also an excellent alternative to other more expensive short term loans like payday loans and title loans.

Bad Credit Loans

These loans are specifically for borrowers that have less than stellar credit and have trouble qualifying for other types of loans. Our bad credit loans have more lenient approval criteria than our other loans so borrowers have an easier time being approved, but they may have slightly higher interest rates or shorter loan terms to balance out the increased risk involved.

Installment Loans

Installment loans are a type of loan where the total value of the loan (taxes and fees included) is divided equally by the number of months in the loan term so the monthly loan payment is always the same. By having a consistent payment, borrowers are able to budget for repaying their loan on time as well as letting them set up auto pay so their loan is paid off without them having to lift a finger.

Line of Credit

While less common than other loan types, a line of credit can be better for borrowers since it’s a happy medium between a personal loan and a credit card. Borrowers are approved for a set amount, like a loan, but they can use as much or as little of that amount as they want and they’re only charged interest on how much they’ve used, like a credit card. As they pay off their balance, it becomes available for use again. This is an excellent type of loan for borrowers looking to finance the day to day operation of a business, fund a home improvement project, or take care of ongoing medical treatment and bills.

What if I don’t have good credit?

Bad credit? No problem! At King of Kash, we know that you’re more than your credit score which is why we perform non-traditional credit checks for most of our loans. Life’s emergencies don’t happen at convenient times after you’ve repaired your credit from that one stretch of financial troubles 5 years back. They happen at the worst possible times which is why our lending criteria is built around whether you can repay the loan or not. We look at your income and a variety of other metrics to gauge your credit worthiness.