Easy Online Loans

Easy Online Loans

Payday is an exciting time, but bills piling up as you wait for it to happen isn’t. If you need $100 – $5,000 now, an easy online loan can be a lifeline to cover urgent bills and expenses. 

Advantages of online loans include no collateral requirements, no checking of credit reports, and little paperwork. You can fill out the application any time of day or night, which won’t take you long.

King of Kash can help you obtain a payday loan fast. Once you’ve filled out your online application and receive approval, you can obtain your funds on the same day.

Overview

King of Kash has nearly four decades of experience helping thousands of borrowers with no credit or bad credit obtain a personal loan. We understand how stressful it is to need money fast, which is why we won’t scrutinize your application with a traditional credit check. 

All we assess when we receive your application is your ability to repay your personal loan in a reasonable timeframe. Our lightning-fast loan approval process means that you can pick up your cash the same day or opt for a direct deposit—in that case, the loan will arrive in your account in one business day.

Unique Benefits

There’s usually nothing exciting or unique about obtaining fast, easy online loans, but at King of Kash, our mission is to change that. Payday loans and other types of quick loans usually involve massive fees. By taking your loan out with King of Kash, you’ll receive the following benefits:

• A revolving credit line. You’ll have access to re-borrow any money that you’ve already paid back.
• Flexible interest. Not sure how much money you need? Feel free to take a larger loan than you think you’ll need—we’ll only charge you interest on the money you use.
• Better alternative. Depending on the terms of a loan, our line of credit can actually offer you lower fees than taking out a loan.

All in all, we offer people who are in a financial bind a comfortable balance between a credit card and a loan. Our line of credit will arrive in your pocket fast, and you can use it however you want, from paying student loans to going on vacation. We don’t judge!

Features of Service

According to the Chamber of Commerce, the demand for personal loans nearly doubled in four years since 2015. The need for personal loans isn’t restricted solely to low-income households; people from all income brackets and backgrounds seek out this vital support. 

Below are standout features of our easy online instant loans:

• No credit checks
• No collateral required
• Free of loan origination fees
• Easy application that will take you around five minutes to complete
• We make our approval decisions based on your ability to pay back your loan, not on your credit score
• Obtain your loan on the same day from one of our locations or request a direct deposit that will take one business day
• Affordable monthly payment plan design
• Only pay interest on the money you use

Over 77% of our applicants receive online loan approval. Once you’re approved, you’re free to use your loan as you wish. It’s your money, and you don’t need to explain to us what it’s for or how you’ll use it. 

Once we approve you for an online loan, you can borrow as much as $800 for your first loan. Assuming you make timely payments on that $800, we offer you the option to increase your loan up to $5,000.

If you received your next paycheck or have unexpected money that arrived early, you’re welcome to pay your loan installment early. We don’t charge any penalties for it. Furthermore, if you pay your loan back within 24 hours of receipt, we won’t charge you any interest.

Application Process

Ready to receive a fast and easy online loan up to $5,000? Whether you need to make a house payment or want cash to fund a big purchase, our online form is the same for everyone. Our single-page application contains the following four sections.

Contact Information

Share your basic details with us, including your full name, address, email address, and phone number. It’s that easy—we don’t need anything else from you in this section.

Identification

So we know you’re really you, we’ll need your date of birth, social security number, and one form of ID. The types of ID we accept include:

• Driver’s license
• Non-Driver’s license
• State ID
• Military ID
• Passport

Once you have your ID in hand, all we’ll need from it is the ID number and state of issue.

Employment

We don’t run credit checks, so we determine whether to accept your application based on your monthly income. Your income can be in any form: full-time, part-time, social security, disability, or retired.

Once you’ve indicated your employment type, we’ll need to know your employer name, whether or not you receive a direct deposit, your pay frequency, your monthly gross pay, and the last time you received income.

Banking

Last but not least, we’ll need to know your banking information to process your loan. You’ll need to have the following details on hand:

• Bank name
• State you opened your account in
• ABA/Routing number
• Bank account type

As you can see, offering easy online instant loans is at the forefront of our mission. Once you submit your application, you can expect to hear from us within minutes about whether your loan is approved. We’ll never ask you for a credit check, and we’ll never make you pay on money you don’t use.

Bottom Line

Taking out an online loan isn’t something to be ashamed of. Most people find themselves in a financial bind at some point in their lives. King of Kash understands how quick, reliable loans help lower stress and get a person back on their feet.

Our team of friendly, helpful professionals is ready to support you with your questions and getting your loan processed. What are you waiting for? Contact us today to get the help you need.