Privacy Policy – Delaware

Thank you for visiting the King Of Kash® web site. We are strongly committed to protecting and safeguarding consumer privacy on the Internet. We have developed our privacy policy from industry guidelines and standards, as well as from local, national and international laws and requirements. The following summary outlines our commitment to protecting your privacy.

This notice is provided to you on behalf of A1 Premium Acceptance, Inc. d/b/a King of Kash, (hereafter “King of Kash”, “we” “our” or “us”). “You” or “Your” means you as a participant in or as a user of the King of Kash website, products or services. “Our website” means the King of Kash website found at https://KingOfKash.com. All information transmitted, printed or otherwise submitted to King of Kash via our website may be used for any lawful purpose described herein, and for other purposes as required or permitted by law.

Please read this notice carefully. It provides important information about the way we collect, share, and protect your information. This privacy policy applies to anyone who applies for or uses our products or services, or visits our website, including but not limited to current and former customers.

We also may release Your Information if it becomes necessary for compliance with law or to protect the rights, property, or safety of our Website, our users, or third parties. We reserve the right to release such Personal Data to law enforcement or other governmental officials as we, in our sole and absolute discretion, deem necessary to comply with law. In addition, we reserve the right to use and disclose all information that is not in individually identifiable form as we deem appropriate in our sole discretion.

AUTOMATIC INFORMATION AND COOKIES

We receive and store certain types of information whenever you interact with our website. For example, like many Websites, we use “cookies” to obtain certain types of information when your Web browser accesses our Website and when you login, such as: your name and your email address. Cookies are pieces of information that are transferred to your computer’s hard drive via your Web browser. They allow us to provide you with a more convenient and personalized shopping experience by recording information about your preferences.

A web browser is usually set to accept cookies automatically but can be changed to decline them. The Help section of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie or how to disable cookies altogether. In most cases, a visitor may refuse a cookie and still fully navigate our Website.

Please note that the information in our cookies can be requested only by our Website. Your browser will not pass these cookies to any other site.

OUR RIGHT TO CONTACT YOU

We reserve the right to contact you regarding your account status and changes to subscriber agreements, privacy policy, or any other policies or agreements relevant to you. By visiting our Website, you understand and agree that we may contact you at the phone number and/or email address you enter on your loan application to assist you with your loan or to discuss other products and services that King of Kash may provide for you.

Wireless Policy

By opting-in you are providing consent to use personal information to provide the services you’ve requested, including services that display customized content and advertising.
**Your provider’s Msg & Data Rates may apply to our confirmation and all subsequent SMS messages.**

You may opt-out and remove your SMS information by sending “STOP” to the SMS text message you have received. If you remove your SMS information from our database, your number will no longer be used for secondary purposes, disclosed to third parties and used by us for third parties to send promotional correspondence to you.

Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider’s name, the date & time, and content of your messages. We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis.

Opt-out

To cancel text message alerts, simply reply STOP to the message received to opt-out of respective text alert program.

Help or Support

For help, email us at [email protected] or call 1(800) 892-3006. To request help, get contact information or additional information regarding our texting services anytime from your mobile device by replying the word HELP to the message you receive.

ACCESS TO YOUR PERSONAL INFORMATION

King of Kash gives you access to view Personal Data in your account for the purpose of updating that Personal Data. You can review and/or update your personal data at your customer portal on our website or by contacting Customer Service.

COLLECTION AND USE OF BANK ACCOUNT INFORMATION FOR PURPOSES OF COLLECTING LOAN PAYMENTS

If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process and eligible for payment retrieval.

WE DO NOT COLLECT DATA FROM CHILDREN

The information and services provided by us or by our affiliates, sponsors, and advertisers, are not intended to be viewed by children (under 18 years old). No information collected from children is knowingly collected or used for any purpose whatsoever, including marketing and promotional purposes, either inside or outside King of Kash.

OUR RIGHT TO CHANGE THIS POLICY

We reserve the right to change this policy at any time by notifying you of the existence and location of the new or revised privacy policy.

Disclaimer: Content found on KingofKash.com, including: text, images, audio, or other media formats were created for informational purposes only. The Content is not intended to be a substitute for professional financial advice. Always seek the advice of a professional accountant, CPA, or financial planner with any questions you may have regarding your finances. Never disregard professional advice or delay in seeking it because of something you read on this blog.

DISCLAIMER - How We May Contact You. By using this website and/or by providing us with your telephone number(s), you give us and our agents and assignees permission to call you and to send you text messages on such number(s) with information about the Account, the Application and your transactions with us. You also give us permission to communicate such information to you via email. You further agree that we may monitor and record telephone calls regarding the Account, the Application and your transactions to assure the quality of our service. We may make telephone calls and send text messages manually or we may use automated telephone dialing systems, text messaging systems and email to provide messages to you about the Account, the Application, your transactions, payment due dates, missed payments, and other important information. The telephone messages may be played by a machine automatically when the telephone is answered, whether answered by you or someone else, and may include pre-recorded messages. These messages may also be recorded by your answering machine. You promise that, unless you indicate otherwise, you own or customarily use the telephone numbers and email addresses that you give us. You also promise to notify us if you discontinue use of any telephone number or email address that you give us. You agree that we will not be liable to you for any calls, text messages or emails, even if information is communicated to an unintended recipient. You understand that, when you receive such calls, text messages, or emails, you may incur a charge from the company that provides you with telecommunications, wireless, and/or Internet services. You agree that we have no liability for such charges. You acknowledge that this consent forms part of a bargained-for exchange. You also acknowledge that you may opt-out of any of the forementioned communications by contacting us directly. You also acknowledge this disclaimer and your actions in providing us with your telephone number(s) constitutes express consent on how we may contact you.

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