12 Mistakes that Will Lower Your Credit Score

12 Mistakes that Will Lower Your Credit Score

Having poor credit score makes you vulnerable to some awkward and embarrassing situations, such as getting declined on the spot to finance a new set of furniture or shiny new electronics. But the case could get worse as bad credit rating can make certain circumstances even more challenging.

Lenders and creditors certainly favor borrowers with good to excellent credit standing, especially when one is trying to finance a new home or car. Even getting a rental apartment or landing a job can be influenced by your credit score. Let’s just say that credit score impacts almost every financial decision you make […] Read more

Financial Glossary & Terms

Financial Glossary & Terms

Financial Terms & Phrases
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3-in-1 credit report

Credit reports combining the data from the three major credit bureaus –Experian, TransUnion and Equifax – that allows you to compare and analyze details of your credit report side-by-side.

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ACH Authorization

In online banking and electronic transfers, the ACH authorization provides access to the lender or credit […] Read more