Springfield North Personal Loans

Why Borrow From Missouri’s #1 Personal Loan Provider?

Life has a funny, sometimes frustrating way of catching us off guard, especially with our finances. Sometimes you can get through a financial rut quite easily, and sometimes, you just need a hand. King of Kash is called the Easy Loan Store™ because that’s exactly what we do: provide you a personal loan in the easiest way. And while you have a lot of options in taking out an installment loan, King of Kash’s streamlined loan application and approval process will take off a lot of stress from your situation.

But King of Kash is not just in the business in providing you with a loan; it will also take every customer’s application with dignity. Regardless of the reason why you need the money, we believe that giving you best possible treatment and helping you in dire financial need is very important.

With that said, the personal signature loan application process in King of Kash has been made stress-free and painless so you can recover from your financial struggle quickly. You do not have to provide collateral and we don’t do a traditional credit check.

We will take your application, go through it, and give you feedback in a matter of minutes. You can borrow as much $3,000 and you can easily pick up your cash at the nearest King of Kash location or have it deposited straight into your bank account. Our bank wires typically clear same day and ACH transfers go through the following day on business days (Monday through Friday).

Uses for Your Personal Loan

If you are an approved borrower of King of Kash personal loans, you can use the loan to your discretion. We will not come in between your preferences on how the loan should be used, so you can have the freedom to enjoy it. You can perhaps use it to pay:

1. Urgent Bills: In case your bill is about to be due and you’re short with cash as of the moment.
2. Fund a Vacation: You may have booked a ticket earlier but slipped up on saving for other expenses like accommodation, food and shopping money.
3. School Expenses: Whether you need to buy new books or fund for an incoming fieldtrip, money that goes into education are always worth it.
4. Medical Emergency: Whether you need to get a tooth extracted, go through the motions of laboratory tests or needs to stay at the hospital for a while, having some extra cash will certainly help take off some of the stress.
5. Home Repairs & Renovations: You might notice that your roof is in dire need of repairs to prepare for the wet season or that the plumbing has become damaged and weak.
6. Celebrate Occasions: You may want to take your family out for dinner on your birthday or give your first-born a happy first birthday.

The bottom line here is that once you have the money, you can use it for whatever reasons you deem fit!

Filling Out the Application for an Installment Loan in Springfield

Installment loans are often used by Springfield residents to make sure they have the money they need to handle an emergency. They’re the perfect option when someone needs to get a little extra cash, and they need it fast. The application process for an installment loan is easy, as there isn’t a lot to fill out. If applicants have the information they need ready, it should only take a few moments. The following is what an applicant can expect when they fill out our application for an installment loan.

Contact Information

The applicant’s contact information is needed for any loan application. This information is used to determine who is receiving the loan and to contact with information about the approval and the repayment plan. Fill in the contact information as completely as possible, so there’s less of a chance of the application being denied.

Identification

It is vital to make sure the personal information used on the application is for the person who will receive the loan and be responsible for the payments. We require identification for all applicants, and, without this, the loan cannot be processed. It is helpful for residents to have their ID on hand when they fill out the application so they can input the information quickly.

Employment Information

Instead of basing our loans on credit scores, we base it on an applicant’s ability to repay the loan. This allows us to offer loans to more applicants, even those who have a low credit score. For this, we need to make sure the applicant is employed and get information about how much they make each pay period. The employment information should be filled out completely, so we can make sure the applicant is able to be approved for the loan.

Bank Account Information

Bank account information is needed to make sure the money gets where it needs to go. Each applicant will fill out their bank account information during the application process so that once they’re approved, the money can quickly be directly deposited into their bank account. This allows us to make sure that applicants receive the funds fast, most of the time within just a few hours.

What’s Next?

Once the application is filled out, the applicant submits it, and we’ll review it. In most cases, we will be able to review the application and have the money deposited in the applicant’s account if they’re approved within a few hours. Applicants have the opportunity then to spend the money on whatever they need and start repaying the loan the next month. We do work to make sure the payments are as low as possible, so it’s easy for our applicants to make the payments each month and repay the loan without issues.

Could You Use an Installment Loan?

Installment loans are fantastic for a variety of different purposes. If a vehicle has broken down, an installment loan can be used to cover the repairs. If something breaks in the house, the installment loan can be used for repairs or replacements. Unlike payday loans, installment loans can be paid over a period of time, so there’s no need to panic about how it will be repaid without causing further financial issues.

How We Can Help You

We make it as easy as possible for you to get an installment loan, no matter what you might need it for. We have a fast application and will review the information as quickly as possible, so you’ll get the money you need right away. Since we don’t require a specific credit score and the monthly payments are low, there’s a high chance we’ll be able to approve you for the loan. We do a soft credit check, so it won’t cause any issues with your credit score. This means it doesn’t hurt to apply and find out how we can help you.

Getting the money you need to deal with an emergency doesn’t need to be hard and doesn’t need to be a complicated process. We offer a fast and easy application that you can fill out in just a few minutes. Make sure you have your ID and bank account information on hand, so you don’t have to leave the computer to look for that information. Then, start filling out our application, and you could have the money you need in just a few hours. If you have any questions about the application process or how you can get an installment loan in Springfield, contact us now.

Frequently Asked Questions About our Springfield North Personal Loans

What is the length of the online loan application process?

King of Kash has refined its application process and streamlined every step to make it easy for our customers. As a result, we will quickly process your application and make the funds available in matter of minutes from approval.

How much can I borrow from King of Kash?

King of Kash provides as much as $3,000 in personal loans which are payable in a 12-month period. If you are a new borrower, the first “loanable” amount is $800, while the average amount for most borrowers is at $1,000 and below. The amount that you can borrow from King of Kash will depend mostly on your capability to pay back the loan.

Is collateral needed to get a personal loan?

No. King of Kash does not require you to present collateral and risk your valuable assets in order to qualify for our loans.

Can I pay the installment loan off early?

Of course! If you’d like to pay off the loan in an earlier date than agreed or shorten the payment period by paying off the loans months earlier, we would be more than happy to accommodate your payments. You will not be penalized or incur charges for doing so.

What are the ways of paying my monthly installments?

King of Kash has designed a variety of ways to pay your monthly installments to your convenience. You can transact the payment over the phone or through money order addressed to one of the King of Kash locations. You may also opt to have the payment automatically deducted from your bank account, use your debit or credit card or simply deliver the payment to our store in person. There’s a reason why King of Kash is called the Easy Loans Store™!

or CALL (417) 450-6645

Other Springfield North area King of Kash Locations

South Springfield

1668 E. Sunshine
Springfield, MO 65804
(417) 450-6646 Map

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