Gladstone Personal Signature Loans

The King of Kash Personal Signature Loan Difference

Before you go out there and file for a loan, it is best that you understand your options of money lenders. These lenders vary with the amount they are willing to lend, interest rates and their requirements in order to qualify. Later on, you will see why King of Kash is different and you best option.

Title Loans

Title loans are secured loans often requiring your vehicle as collateral. Most lenders will base the amount they are able to loan you on the value of your vehicle rather than your credit standing with your bank or credit union. While most auto title loan lenders are able to provide a bigger amount of loan than others, they also do have a ceiling amount.

Title loans can put your vehicle at risk of being repossessed by the lender if you default on your loan. However, if you are good in paying the loan, you can qualify for the loan and still be able to bring your vehicle home.

Payday Loans

These are loans that you make against your next paycheck. Payday loans are small scale and short-term loans. The loan amounts are smaller than the others and they are payable by your next payday. The rates vary from one lender to the other, but payday loans are known to be one of the most expensive loans there are. Some lenders can charge you around $10-30 for every $100 you borrow, not to mention lender’s fees and other charges. The lender may also require you to make out a post-dated check scheduled on your next payday, so if you happen to have a delayed salary, the check can bounce and you become to pay overdraft fees on top of the loan and its interest.

King of Kash Personal Loans

King of Kash offers personal loans that are payable in installments within a 12-month period. This means you don’t have to pay the loan in full so it doesn’t seem to be heavy for you. King of Kash also does not need collateral so your vehicle doesn’t get at risk as you would in title loans. With your loan broken down into easy installments, you will be able to easily pay off the loan and not feel the pinch of bulk payments that come with payday loans.

We believe in offering affordable loans that are easy and manageable to pay without traditional credit checks, hidden charges and exorbitant interest rates. Give us a call or apply online to see if you qualify for one of our low-risk personal signature loans.

How Do I get my Cash?

For your convenience, we’ve streamlined our online loan application process so you’ll know if you’ve been approved in a matter of minutes! After you’ve been approved, you can claim your loan a number of ways:

• Stop by the nearest King of Kash location
• Have the money deposited directly into your account
• Receive the money the next day via ACH
• In most cases, bank wires are released the same day, Monday – Friday

King of Kash’s Easy Loan Store™ Application Process

In line with our very minimal requirements, King of Kash also follows a streamlined and easy application process for your benefit.

1. First, you can choose between calling our store’s phone number, stopping by the nearest store, or going to our website to begin your loan application.
2. After satisfying our requirements, we will immediately take your application and review it. This process typically takes just a few minutes.
3. You may receive a call from us to confirm a few details of your requirements as well as talk about the terms of the loan.
4. Once you pass our approval process, you may the pick your money up from a designated King of Kash loans store.

Frequently Asked Questions

How long does the application process take?

King of Kash has streamlined the application process so that when you file your application, you would know within minutes if you qualify. If you do, you can immediately get your funds from the nearest King of Kash store.

How much can I borrow from King of Kash?

The amount that you can borrow will depend on your ability to repay the loan. You may be able to get as much as $3,000 of loan, but first-time borrowers can get $800. Moreover, our average loan amount is below $1,000.

Do I need collateral to get an installment loan?

No. King of Kash offers unsecured personal loans so you do not have to provide us collateral in order to qualify.

Can I pay my installment loan off early?

Certainly. If you desire to pay off the loan earlier than scheduled, then that would be most welcome. You will not incur penalties for doing so.

How can I make my monthly installment loan payments?

To make sure that you have a pleasing and convenient experience with us, King of Kash has devised multiple ways of making your installment loan payments. You can use your debit or credit card to pay, or simply do it over the phone. Alternatively, you can post money order to any of the King of Kash stores or have the payment automatically deducted from your bank account. We are the Easy Loan Store™ and we live up to that name for good reasons.

or CALL (816) 627-5338