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Terms & Conditions – Alabama

Terms & Conditions

DISCLAIMERS

At KING OF KASH you can receive up to $3,000.00 on your first loan. Information provided on your application will be used in determining the amount of your loan

DIRECT DEPOSIT/WITHDRAWAL AUTHORIZATION

By signing the Loan Agreement you are giving KING OF KASH permission to deposit directly to and withdraw directly from the Financial Institution and account numbers identified within the loan application, including the withdrawal of any and all amounts present in this account until all obligations under this agreement have been satisfied.

CREDIT/DEBIT CARD WITHDRAWAL AUTHORIZATION

By signing the Loan Agreement you are giving KING OF KASH permission to charge your credit/debit card for any items including but not limited to regularly scheduled payments and returned item fees. KING OF KASH will NOT charge your credit/debit card for any other reasons except those transactions requested by you.

LOANS ISSUED VIA ACH BANK DEPOSIT

Once you have applied, a Loan Specialist will attempt to contact you to verify your banking information. Once you have spoken with your Loan Specialist, if approved, your loan amount will be deposited into your checking account by ACH normally within 24-48 business hours; unless another method is requested by you and all appropriate forms are successfully submitted to KING OF KASH. Please contact a Loan Specialist to obtain the required forms for this option.

GOVERNING LAW NOTICE

All transactions are governed by the laws of the State of Alabama. Please refer to the Alabama Consumer Credit Act “Mini Code”, for further clarification of the laws that are applicable to this transaction. This service does not constitute an offer or solicitation for short-term loans in all states. Alabama law governing consumer loan agreements apply. If you do not want to enter into a loan agreement subject to Alabama law, you should not apply for a loan with KING OF KASH.

All information is subject to change without further notice.

Disclaimer: Content found on KingofKash.com, including: text, images, audio, or other media formats were created for informational purposes only. The Content is not intended to be a substitute for professional financial advice. Always seek the advice of a professional accountant, CPA, or financial planner with any questions you may have regarding your finances. Never disregard professional advice or delay in seeking it because of something you read on this blog.

DISCLAIMER - How We May Contact You. By using this website and/or by providing us with your telephone number(s), you give us and our agents and assignees permission to call you and to send you text messages on such number(s) with information about the Account, the Application and your transactions with us. You also give us permission to communicate such information to you via email. You further agree that we may monitor and record telephone calls regarding the Account, the Application and your transactions to assure the quality of our service. We may make telephone calls and send text messages manually or we may use automated telephone dialing systems, text messaging systems and email to provide messages to you about the Account, the Application, your transactions, payment due dates, missed payments, and other important information. The telephone messages may be played by a machine automatically when the telephone is answered, whether answered by you or someone else, and may include pre-recorded messages. These messages may also be recorded by your answering machine. You promise that, unless you indicate otherwise, you own or customarily use the telephone numbers and email addresses that you give us. You also promise to notify us if you discontinue use of any telephone number or email address that you give us. You agree that we will not be liable to you for any calls, text messages or emails, even if information is communicated to an unintended recipient. You understand that, when you receive such calls, text messages, or emails, you may incur a charge from the company that provides you with telecommunications, wireless, and/or Internet services. You agree that we have no liability for such charges. You acknowledge that this consent forms part of a bargained-for exchange. You also acknowledge that you may opt-out of any of the forementioned communications by contacting us directly. You also acknowledge this disclaimer and your actions in providing us with your telephone number(s) constitutes express consent on how we may contact you.

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