Salt Lake City Personal Loans

King of Kash is Your Source for Affordable Personal Loans

King of Kash is a reputable personal loans provider and one of the most trusted in the market nowadays. We’re a source of fast and dependable personal loans with the most affordable and competitive rates:

• King of Kash provides personal loans without any judgment and discrimination. We want to help you out in your financial crisis by giving and observing dignity in your loan application.
• We can take loan applications through phone or web application so that we can process them right away and lend you the funds you need at the shortest time possible.
• We can let you borrow up to $3,000 without going through a meticulous and stressful process. You don’t need to have collateral or a guarantor in order to qualify for our loans. We also allow borrowers with not so appealing credit scores.
• Not only do we take pride with our fast application process, but also of how easy it is to claim your funds. Once approved, you have the option to have the money directly deposited into your bank account.

What do I need to apply for a personal loan?

King of Kash borrowers must meet the following qualifications to be able to avail our personal loans:

• You must be regularly employed rendering a minimum of 36 work hours each week.
• You must be able to present documents proving that you have a stable source of income or employment, which can include pay stubs, employment certificate or pay stubs.
• You are at least 18 years old at time of the application.
• You must have a valid ID.
• You have an active bank account for at least 30 days.
• You have a verifiable Social Security Number.
• Your debit or credit card bears your name, and must be either a Mastercard or Visa.
• You have an active phone number.
• You are a citizen of the United States of America.

How to Get an Installment Loan in Salt Lake City

Installment loans are personal loans for small amounts, usually under $1,000, that can be paid off over time. This makes them an attractive option if you only need a small amount of money but don’t want to have to repay it all with a single paycheck. Getting an installment loan through us is easy, even if your credit score isn’t as high as you’d like, and no matter what you need the money for. There are just a few steps to take, and you’ll have the money you need.

Figure Out What’s Needed

How much money do you need? We offer various amounts of loans to our applicants, with most people getting around $800 with their first loan. The first time someone gets a loan through us, they can receive up to $1,000. After this has been repaid, if the applicant needs to get cash again in the future, they may be able to borrow up to $3,000. This makes it easy for you to get the cash needed to handle any of the emergencies that you may have.

Fill Out an Online Application

The first step in the process is to fill out the application. We make this as easy as possible for you by providing an online form. This means you don’t have to leave the house to apply for money and you can have the money directly deposited into your bank account. There’s no need to wait. Simply fill out the form completely and submit the application. Then, we will have someone review your application.

Wait for Approval and Funds

Once you’ve filled out the application, we will need to review it. This process includes a soft check on your credit score, so it won’t negatively impact you. The credit score is not the only way we determine your eligibility for a loan, however, so even if you have a low credit score, go ahead and apply for a loan. We simply check to make sure you will be able to repay the loan. Since there are low monthly payments to repay the money, most people who apply are approved for a loan.

After you are approved, the money will be deposited into your bank account. We do this for a couple of reasons. First, you don’t have to leave your home to get the money. If your car is broken down, you can fill out the form online and have the money fast, without needing to get a ride anywhere. The second reason is, so the money is in your hands as soon as possible. Direct deposit means the money is in your account within a few hours after you’re approved, so you can take care of the emergency right away and not have to worry.

Spend the Money

The point of getting the loan is to spend the money – and you can do that as soon as it’s in your bank account. We don’t oversee how the funds are used, and we don’t require you to use the money on a specific thing. You can use the money however you’d like, whether that’s to replace a broken appliance, fix your car, do home repairs, or anything else. As soon as the money arrives, you can spend it. Then, you just need to pay attention to the repayment plan to make sure the loan is repaid in full and on time.

Repaying the Loan

When the money is received, we’ll let you know how and when to make payments on the loan. Payments will need to be made monthly and will include the interest charges along with the principle of the loan. This way, once you have made all of the monthly payments, you don’t have to worry about anything else needing to be paid. Simply make the payment on time each month, and you’ll have the entire loan paid off quickly and easily, without having to pay it all out of one paycheck.

Emergencies happen, and Salt Lake City residents may not always have the cash in hand to deal with the emergency right away. A vehicle can break down, crucial appliances can stop working, or something else can happen. When these emergencies happen, and you don’t have the funds to handle it right away, we can help. We offer easy installment loans with a fast application process and a high rate of approval. Simply fill out the application on our page to get started, and you’ll have the money you need right away.

What kind of loan should I get?

There are many different lenders in the market today and it’s important to get acquainted with them properly before you sign any loan contract. Lenders offer various loan deals with different interest rates and loan amount. Even the documents they require from borrowers can vary. It’s good to know that King of Kash outstanding personal loans and are probably your best loan choice.

Title Loans

As a type of secured loan, borrowers need to present collateral to avail title loans. In this case, a vehicle’s clean and free title could help you obtain the loan you need. The great thing about title loans is that you don’t have to worry about your credit standing because lenders typically rely on the car’s value for approval. The lender may give you a larger loan if your car still has great value, but also remember that the amount they’re able to lend is upon their discretion.

On the downside, title loans be risky because you could lose your car to the lender if you fail to pay your loans. Make sure to comply with your payment schedule so you can maximize your loans as well as keep your car.

Payday Loans

If you’re looking to borrow just a small amount which you can cover with your next paycheck, then taking payday loans can be an ideal choice. Payday loans provide short term small loans. Oftentimes, these loans need to be paid in full in 2 weeks or with your next paycheck. While there are different lenders offering payday loans, it is safe to expect that their rates and terms are more expensive than other loan types. Typically, each $100 in your loan could get charged with $10-$30 in flat fees, depending on your lender.

Your lender may also require you to write a post-dated check. This is quite common with payday loans, but you do need to be careful because bounced checks could mean additional payments for overdraft fees.

King of Kash Personal Loans

King of Kash has built a solid reputation in providing convenient and affordable personal loans. Personal loans are unsecured loans so you don’t need to provide collateral or a car title when you apply. The payment is broken down into equal portions spread throughout the the loan term so you don’t have to pay in bulk. Instead, you only need to pay a smaller amount equally each month until the end of your loan term.

King of Kash provides personal loans stress-free as there are no credit checks. The loans are also more affordable with its low interest rates and no hidden charges. Apply for our loans now just by visiting online or calling our number to enjoy personal loans that are painless to obtain and easy to pay.