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Website Terms of Use – All Other States

This Website Terms of Use (“Agreement”) is made by and between A1 Premium Acceptance, Inc. d/b/a King of Kash (also referred to as “King of Kash,” “us,” “we” and “our”) and you (“you,” “your,” or “user”). This Agreement contains the terms and conditions that govern your use of any website that displays, links, or refers to this Agreement (such websites referred to herein collectively and individually as “website,” or “this website”).

King of Kash is a licensed lender operating under the laws and regulations of each state it operates in. Nothing herein is intended conflict with any applicable laws or regulations governing King of Kash.

BY ACCESSING, VISITING, BROWSING, USING, OR ATTEMPTING TO INTERACT WITH ANY PART OF THIS WEBSITE, INCLUDING WITHOUT LIMITATION THE WEBSITE’S FORMS OR LOGGING IN, YOU AGREE, ON YOUR OWN BEHALF PERSONALLY, AND ON BEHALF OF ANY ENTITY FOR WHICH YOU ARE AN AGENT OR YOU APPEAR TO REPRESENT, THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND BY THIS AGREEMENT. IF YOU DO NOT AGREE TO BE BOUND BY THIS AGREEMENT, DO NOT ACCESS OR USE ANY PART OF THIS WEBSITE.

KING OF KASH RESERVES THE RIGHT, FROM TIME TO TIME, WITH OR WITHOUT NOTICE TO YOU, TO MAKE CHANGES TO THIS AGREEMENT IN KING OF KASH’S SOLE DISCRETION. CONTINUED ACCESSING, VISITING, BROWSING, USING, OR ATTEMPTING TO INTERACT WITH ANY PART OF THIS WEBSITE CONSTITUTES YOUR ACCEPTANCE OF SUCH CHANGES. THE MOST CURRENT VERSION OF THIS AGREEMENT, WHICH SUPERSEDES ALL PREVIOUS VERSIONS, CAN BE REVIEWED BY CLICKING ON THE “TERMS OF USE” OR SIMILAR HYPER-LINK LOCATED ON THE WEBSITE.

TERMS OF USE

1. ACCESS TO THIS SITE

To access this website or some of the resources it offers, including without limitation contacting King of Kash, or to receive information or to be connected to one of our products or services, you may be asked to provide certain registration details or other information about yourself including your contact information, what further information you would like to receive, and the products you are interested in. The type of information requested through the various website forms varies and is not meant to be limited in any way by the foregoing. It is a condition of your use of this website that all the information you provide on this website will be correct, current, and complete. If King of Kash believes the information you provide is not correct, current, or complete, King of Kash has the right to refuse you access to this website or any of its resources, and to block, terminate, or suspend your access at any time. The information we collect about you, how we use it, and who we share it with are described in this website’s Privacy Policy.

2. RESTRICTIONS ON USE

You may use this website for purposes expressly permitted by this website. As a condition of your access and use of the website, you warrant to King of Kash that you will not use the website for any purpose that is unlawful or prohibited by any part of this Agreement. For example, you may not (and may not authorize any party to) (i) co-brand this website, or (ii) frame this website, without the express prior written permission of an authorized representative of King of Kash. For purposes of this Agreement, “co-branding” means to display a name, logo, trademark, or other means of attribution or identification of any party in such a manner as is reasonably likely to give a user the impression that such other party has the right to display, publish, or distribute this website or content accessible within this website. You agree to cooperate with King of Kash in causing any unauthorized co-branding or framing immediately to cease.
In addition, you may not use the website in any manner which could disable, overburden, damage, or impair the website or interfere with any other party’s use and enjoyment of the website. You may not obtain or attempt to obtain any materials, content, or information through any means not intentionally made available or provided for through the website. You may not use scrapers, bots, spiders, or other automated tools to collect or index the content of the website without King of Kash’s express prior written permission. You may not attempt to probe, scan or test the vulnerability of the website or any system to which it is connected or attempt to breach any security measures.

3. PROPRIETARY INFORMATION

The material and content accessible from this website, including without limitation any text, photos, videos, audio, scripts, software, markup language, downloads, or other content whether perceptible or not to a human (the “Content”) is the proprietary information of King of Kash or the party that provided or licensed the Content to King of Kash and King of Kash’s assigns, whereby such providing party retains all right, title, and interest in the Content. Accordingly, the Content may not be copied, distributed, republished, uploaded, posted, displayed, performed, licensed, modified, or transmitted in any way without the prior written consent of King of Kash or its assigns, including without limitation pursuant to the membership rights specifically granted to you by King of Kash. Modification or use of the Content except as expressly provided in this Agreement or your other written agreements with King of Kash violates King of Kash’s or its assigns’ intellectual property rights. Neither title nor intellectual property rights are transferred to you by your access to or use of this website.

4. ADDITIONAL USE LIMITATION

You may not modify, translate, decompile, disassemble, reverse engineer, alter, copy, distribute, display, send, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, Content, software, or services obtained from or otherwise connected to the website, except as expressly stated on the website or on the documents provided for download, or according to your written agreements with King of Kash.

5. HYPER-LINKS

This website may be hyper-linked to other websites which are not maintained by, or related to, King of Kash and may contain information about products or services that are not related to or endorsed by King of Kash. Hyper-links to such websites and information are provided as a service to you and are not necessarily sponsored by or affiliated with this website or King of Kash. King of Kash may not have reviewed any or all of such websites and information and is not responsible for the content of those websites or the descriptions of their products and services. King of Kash is not responsible for webcasting or any other form of transmission received from any hyper-linked website. Hyper-links are to be accessed at your own risk and information contained therein is relied upon at your own risk, and King of Kash makes no representations or warranties about the content, completeness, or accuracy of these hyper-links or the websites hyper-linked to this website or the information regarding or relating to their fundraisers, philanthropic services, products, and services.

6. DISCLAIMERS

You understand that King of Kash cannot and does not guarantee or warrant that the website or its Content, or any other files available for downloading from the Internet will be free of viruses, worms, Trojan horses, or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this website for any reconstruction of any lost data. King of Kash does not assume any responsibility or risk for your use of the website, its Content, or the Internet.

The Content is not necessarily complete and up-to-date and should not be used to replace any written reports, statements, or notices provided by King of Kash. Except as set forth in this Agreement itself, nothing on this website constitutes a guarantee, warranty, or promise of any type. The Content should not be relied upon by you or any other party for personal, medical, financial, or legal decisions and you should consult an appropriate professional for specific advice tailored to your situation.

YOUR USE OF THIS WEBSITE IS AT YOUR OWN RISK. THE WEBSITE AND THE CONTENT ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. KING OF KASH DISCLAIMS ALL WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT RELATED TO THIS WEBSITE AND THE CONTENT. KING OF KASH DOES NOT WARRANT THAT THE FUNCTIONS OR CONTENT CONTAINED IN THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. KING OF KASH DOES NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING USE, OR THE RESULT OF USE, OF THE CONTENT IN TERMS OF ACCURACY, RELIABILITY, OR OTHERWISE. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND KING OF KASH MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. YOU, AND NOT KING OF KASH, ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS WEBSITE OR ITS CONTENT. KING OF KASH MAKES NO WARRANTIES THAT YOUR USE OF THE WEBSITE OR ITS CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.

DISCLAIMERS AND LIMITATIONS ASSOCIATED WITH CONTENT DOWNLOADED FROM THE WEBSITE MAY BE SUBJECT TO ADDITIONAL TERMS AND POLICIES.

All of the information in this website, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this website, and King of Kash does not undertake any obligation to update such information after it is posted or to remove such information from this website if it is not, or is no longer accurate or complete.

Like most websites, this website is accessible worldwide. King of Kash reserves the right to limit the provision of its website or other information or services on the website to any person, geographic area, or jurisdiction. You agree to comply with all applicable laws and local rules regarding the transmission of technical data, acceptable content, and online conduct.

7. LIMITATION ON LIABILITY

KING OF KASH AND ITS AFFILIATES, LICENSORS, SERVICE PROVIDERS, VENDORS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, LOSS OF DATA, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF KING OF KASH HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES IN RELATION TO OR REGARDING THIS WEBSITE OR ITS CONTENT. IF NO LIABILITY IS NOT ALLOWED UNDER THE APPLICABLE LAW, IN NO EVENT WILL THE COLLECTIVE LIABILITY OF KING OF KASH, KING OF KASH ASSIGNEES, LICENSORS, SERVICE PROVIDERS, VENDORS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE MINIMUM AMOUNT ALLOWED BY LAW.

SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES OR LIABILITY FOR GROSS NEGLIGENCE OR WILLFUL MISCONDUCT, SO THE FULL SCOPE OF THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

Any cause of action against King of Kash, King of Kash’s Assigns, licensors, service providers, vendors, content providers, employees, agents, officers, and directors with respect to the website or its Content must be instituted within one (1) year from the date on which the claim arose.

8. ADDITIONAL GOVERNING TERMS AND CONDITIONS.

The website may contain additional disclosures, terms, and conditions. Wherever the website or other forums present additional terms and conditions (including without limitation terms related to use of the King of Kash portal), disclosures, or other agreements, you are also bound by those additional terms and, where in specific conflict with the terms and conditions of this Agreement, those additional terms shall control over the terms in this Agreement.

9. TERMINATION OR RESTRICTION OF ACCESS

King of Kash reserves the right, in its sole discretion, to terminate your access to any or all of King of Kash’s websites or any portion thereof at any time, without notice.

10. INDEMNITY

You will indemnify and hold King of Kash, its Affiliates, licensors, content providers, service providers, vendors, employees, agents, officers, directors, and contractors (the “Indemnified Parties”) harmless from any use of the website or its Content by you or your breach of this Agreement, including without limitation any use of Content other than as expressly authorized in this Agreement. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, settlements, expenses, and attorney’s fees of the Indemnified Parties in relation to your breach or your use of the website or its Content.

11. TRADEMARKS AND COPYRIGHTS

Trademarks, service marks, logos, and copyrighted works appearing in this website are the property of King of Kash or the party that provided the trademarks, services marks, logos, and copyrighted works to King of Kash. King of Kash and any party that provided trademarks, service marks, logos, and copyrighted works to King of Kash retain all rights with respect to any of their respective trademarks, service marks, logos, and copyrighted works appearing in this website.

12. SECURITY

Any passwords or other login credentials used for this website including, without limitation, any login portals are for individual use only. You will be responsible for the security of your password or other login credentials (if any) and any actions taken by you or anyone using your password or other login credentials. King of Kash will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that King of Kash considers insecure, King of Kash will be entitled to require the password to be changed and/or terminate your account.

You are prohibited from using any services or facilities provided in connection with this website to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools, or network probing tools) is strictly prohibited. If you become involved in any violation of system security, King of Kash reserves the right to release your details to system administrators at other websites and law enforcement authorities in order to assist them in investigating, resolving, and prosecuting laws relating to security incidents. King of Kash reserves the right to investigate suspected violations of this Agreement.

King of Kash reserves the right to fully cooperate with any law enforcement authorities or court order requesting or directing King of Kash to disclose the identity of anyone using the website, or publishing or otherwise making available of using any materials that are believed to violate this Agreement. BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS KING OF KASH FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY KING OF KASH DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER KING OF KASH OR LAW ENFORCEMENT AUTHORITIES.

13. MISCELLANEOUS

The laws of the State of Missouri shall apply to this Agreement, without regard to any conflict of laws provisions. The 1980 United Nations Convention on Contracts for the International Sale of Goods, the United Nations Convention on the Limitation Period in the International Sale of Goods, and the Uniform Computer Information Transactions Act, and any implementations thereof in various jurisdictions and any subsequent revisions thereto, shall not apply to this Agreement. Any controversy or claim arising out of or relating to this Agreement or your use of the website or the Content (a “Dispute”) shall be brought solely in the state or federal courts located in Missouri and you hereby irrevocably consent to exclusive jurisdiction of those courts. You further acknowledge that King of Kash may seek equitable remedies against you such as a preliminary or permanent injunction without the need to post any bond or hold any funds in escrow, and King of Kash’s rights in its reputation and intellectual property are of a special, unique, extraordinary character, giving those rights peculiar value, the unauthorized use, damage, disclosure, or loss of which cannot be readily estimated and may not be adequately compensated for in monetary damages.

If any part of this Agreement is unlawful, void, or unenforceable, that part will be deemed severable, shall be modified by the court of competent jurisdiction to reflect to the maximum extent possible the original intention of the parties as reflected by the original wording and if not possible shall be severed from this Agreement, and will not affect the validity and enforceability of any remaining provisions.

No waiver by King of Kash of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.

No rights, duties, agreements or obligations hereunder, may be assigned or transferred by operation of law, merger or otherwise, without the prior written consent of King of Kash.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and King of Kash as a result of this agreement or use of the website.

Except as set forth in this Agreement, this Agreement constitutes the entire agreement among the parties relating to this subject matter and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written between the user and King of Kash with respect to the website or the Content.

King of Kash may revise this Agreement at any time by updating this posting.

Last Modified: July 7, 2017

Disclaimer: Content found on KingofKash.com, including: text, images, audio, or other media formats were created for informational purposes only. The Content is not intended to be a substitute for professional financial advice. Always seek the advice of a professional accountant, CPA, or financial planner with any questions you may have regarding your finances. Never disregard professional advice or delay in seeking it because of something you read on this blog.

DISCLAIMER - How We May Contact You. By using this website and/or by providing us with your telephone number(s), you give us and our agents and assignees permission to call you and to send you text messages on such number(s) with information about the Account, the Application and your transactions with us. You also give us permission to communicate such information to you via email. You further agree that we may monitor and record telephone calls regarding the Account, the Application and your transactions to assure the quality of our service. We may make telephone calls and send text messages manually or we may use automated telephone dialing systems, text messaging systems and email to provide messages to you about the Account, the Application, your transactions, payment due dates, missed payments, and other important information. The telephone messages may be played by a machine automatically when the telephone is answered, whether answered by you or someone else, and may include pre-recorded messages. These messages may also be recorded by your answering machine. You promise that, unless you indicate otherwise, you own or customarily use the telephone numbers and email addresses that you give us. You also promise to notify us if you discontinue use of any telephone number or email address that you give us. You agree that we will not be liable to you for any calls, text messages or emails, even if information is communicated to an unintended recipient. You understand that, when you receive such calls, text messages, or emails, you may incur a charge from the company that provides you with telecommunications, wireless, and/or Internet services. You agree that we have no liability for such charges. You acknowledge that this consent forms part of a bargained-for exchange. You also acknowledge that you may opt-out of any of the forementioned communications by contacting us directly. You also acknowledge this disclaimer and your actions in providing us with your telephone number(s) constitutes express consent on how we may contact you.

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